YESCOM LENDING-Online Loans 1.3

This platform presents itself as a dependable and trustworthy option within the financial services sector, with a primary focus on delivering straightforward and reliable financial solutions to facilitate users in achieving their financial objectives. It also aims to offer timely and cost-effective financial assistance to groups with limited funds. For individuals seeking cash loans or experiencing difficulties in obtaining credit cards, the YESCOM LENDING application provides rapid online loan services without collateral, available under various terms.

Company Information:

• APP Name: YESCOM LENDING
• Company Name: GREEN POCKET LENDING INC
• Registration No.: 2023040095223-27
• CA Number: L-23-0414-76

Product Features:

• Flexible Loan Amounts: Offers multiple-tier cash loans with a broad spectrum of sums to accommodate diverse borrowing requirements.
• Quick Approval: Utilizes an intelligent risk control system enabling rapid review processes.
• User-Friendly Operation: Facilitates complete online application procedures, eliminating cumbersome steps, and allows for easy loan management via mobile devices.
• Data Security and Compliance: Employs advanced encryption technologies to ensure the confidentiality and security of user information.
• Transparent Fees: Clearly displays interest rates with no hidden charges, promoting a secure borrowing environment.
• Convenient Management: Enables users to monitor loan status and repayment progress in real-time for effortless account oversight.

Product Details:

• Loan Amount Range: ₱3,500 to ₱70,000
• Annual Percentage Rate (APR): Not exceeding 18% per year
• Loan Duration: From 91 days up to 365 days
• Additional Fees: Penalty interest of 0.05% per day on overdue payments; no other fees apply

Sample Loan Calculation:

• A loan of ₱10,000 for a period of 120 days (approximately four months) at an annual interest rate of 18% (daily rate of 0.05%) results in a total repayment amount comprising the principal plus interest. The breakdown is as follows:
• Monthly Interest: ₱10,000 x 0.05% x 30 = ₱150
• Monthly Repayment: (₱10,000 / 4) + ₱150 = ₱2,650
• Total Interest Over Period: ₱150 x 4 = ₱600
• Total Repayment Amount: ₱10,000 + ₱600 = ₱10,600

Application Requirements:

• Age: Must be at least 18 years old with full civil capacity
• Identity Verification: Possession of a valid ID card and proof of stable income
• Credit Standing: No significant overdue records and compliance with platform risk control standards

Loan Application Process:

1. Download the app and complete registration by providing basic personal information.
2. Submit the loan application for review; the process is expedited through intelligent assessment.
3. If approved, funds will be disbursed promptly.
4. Ensure timely repayment; maintaining good credit may enhance credit limits over time.

Contact Information:

• Email: [email protected]
• Operating Hours: Monday to Sunday, 09:00-18:00
• Address: 2nd Floor, Bachrach Building II, Corner of 23rd Street Railroad Streets, Port Area, Manila, Barangay 653, Port Area, NCR, City of Manila, Zip Code 1018